Banks have no incentive to lend money for a wide range of consumer purchases, including unimproved land, because the Federal Reserve is providing almost unlimited short term funding at a rate of .25% and encouraging purchase of longer term Treasury securities that yield rates of 2-4%. This artificial manipulation of the debt markets is facilitating Government borrowing at the expense of the private sector.

In order to make the acquisition of lots in the EC Bar Ranch Estates subdivision affordable to a wide range of people, the developer is offering to finance the purchase of one or more lots for qualified borrowers. Pricing of subdivision lots is dependent upon market conditions, as well as, lot location, trees, and financing.  All terms are negotiable. Discover more about our general financing of lot sales in the EC Bar Ranch Estates subdivision.